Xm Sattelite On The Way!
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Joined: Feb 2002
Posts: 12,288
From: Amityville, New York
Originally Posted by phinsup' date='Dec 12 2002, 01:29 PM
I may actually refinance the condo, I just got a thing in the mail that said I was eligible for a "rate reduction". All I have to do is pay them $250.00 and they will reduce my rate, not really a refinance cause I stay with the current company. Anyhow, it would save me about $300.00 per month or better so I will probably do it.
Here I am still waiting to hear back from the mortgage broker I applied for the mortgage wayyyyy back on Sept 16th, everytime I call the woman says " we should have a answer by this week", I pretty much forgot about it honestly.
Apparantly too much cash income isnt a good thing when it comes time to borrow money.
Super Moderator
Joined: Feb 2002
Posts: 12,288
From: Amityville, New York
Holy ****, I swear on my mothers grave no sooner that I posted that post I get a phone call from them and the girl says the underwriter lost the file, blah blah blah!
Here I havent even bothered to call them in a month or so and she calls me out of the blue apologizing and what not!
This is a sign from god I think.
Here I havent even bothered to call them in a month or so and she calls me out of the blue apologizing and what not!
This is a sign from god I think.
Super Moderator
Joined: Feb 2002
Posts: 12,288
From: Amityville, New York
Originally Posted by j9fd3s' date='Dec 12 2002, 05:42 PM
i was wondering about that the other day, werent you selling a vert to downpay the house?
mike
mike
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Administrator
Joined: Jul 2001
Posts: 24,416
From: Stuart, FL
The home loan process is the biggest most fucked up process I have ever been through. There were several times when I said **** it, I don't want to mess with this **** tell them to shove it. The wife and I would trade off, whomever was the least pissed would be the one that called.
Super Moderator
Joined: Feb 2002
Posts: 12,288
From: Amityville, New York
Im doing the loan on my own and with rates being as low as they are banks in my area really could care less about a guy wanting to borrow $240,000 when they are doing so much re-finances and the brokers dont want to bother with anyone under $400,000 I guess.
******* banks are the worse, they are now 2nd on my **** list,
1-Lawyers
2-banks
3-greedy ******* doctors
******* banks are the worse, they are now 2nd on my **** list,
1-Lawyers
2-banks
3-greedy ******* doctors
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Rotarydragon
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Apr 17, 2004 05:25 PM
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