Insert BS here A place to discuss anything you want!

Insurance Question!

Old May 24, 2004 | 02:59 PM
  #1  
YukiRX7Aisha's Avatar
Thread Starter
Senior Member
 
Joined: Sep 2003
Posts: 239
From: Canada
Default

Okay, this is mostly for NJ users, since our state has the most RIDICULOUS INSURANCE RATES, **** NJ...*cough*...anyways...



Any FD owners in NJ...how much do you pay a year for insurance, and with what company? I'm looking into getting an FD in the near future, and I'm just curious as to what my options may be...
Old May 24, 2004 | 03:01 PM
  #2  
treceb's Avatar
to infinity & beyond, me
 
Joined: Aug 2001
Posts: 5,124
From: santurce
Default

u already know i pay a hell of a lot....
Old May 24, 2004 | 03:05 PM
  #3  
YukiRX7Aisha's Avatar
Thread Starter
Senior Member
 
Joined: Sep 2003
Posts: 239
From: Canada
Default

Originally Posted by treceb' date='May 24 2004, 03:01 PM
u already know i pay a hell of a lot....
Yeah...stupid NJ...>_<
Old May 24, 2004 | 03:05 PM
  #4  
turbovr6's Avatar
Senior Member
 
Joined: Nov 2001
Posts: 4,981
From: NJ
Default

NJ Manufacturers Ins. Co. A whopping $900 a year for full coverage!!! Good luck getting it that cheap though. I would say for NJ you should expect to pay between $2200-4500 a year depending on your age, tickets, etc.
Old May 24, 2004 | 03:07 PM
  #5  
YukiRX7Aisha's Avatar
Thread Starter
Senior Member
 
Joined: Sep 2003
Posts: 239
From: Canada
Default

I'm 22 with 0 points, no outstanding violations, and just looking for liability coverage...does that increase my chances of getting a cheaper rate?
Old May 24, 2004 | 03:11 PM
  #6  
turbovr6's Avatar
Senior Member
 
Joined: Nov 2001
Posts: 4,981
From: NJ
Default

the "22" is going to kill you. can you put it in your parent's name?

oh and do what you want, but I would HIGHLY reccomend theft/collision coverage!!!!! It's an FD, not a civic!~!
Old May 24, 2004 | 03:13 PM
  #7  
treceb's Avatar
to infinity & beyond, me
 
Joined: Aug 2001
Posts: 5,124
From: santurce
Default

nj cure has good quotes. i had a great quote from them, till they realised i hadnt been insured for like 4 months. car had blown engine so i took the ins off of it, so they denied me.
Old May 24, 2004 | 03:31 PM
  #8  
rowtareh's Avatar
Senior Member
 
Joined: Jan 2004
Posts: 2,748
From: Columbia IL/St. Louis MO
Default

Originally Posted by treceb' date='May 24 2004, 03:13 PM
nj cure has good quotes. i had a great quote from them, till they realised i hadnt been insured for like 4 months. car had blown engine so i took the ins off of it, so they denied me.
That is really stupid. They wanted your money but the car was not even driveable. ********.



I am glad I don't live in New Jersey. Highest insurance rates for cars. But I do live in Maryland, so that helps a whole lot! [end sarcasm]



And try not to get a red car. Insurance companies always make you pay more if it is a red car. Well, most people will get charged more.
Old May 24, 2004 | 03:36 PM
  #9  
YukiRX7Aisha's Avatar
Thread Starter
Senior Member
 
Joined: Sep 2003
Posts: 239
From: Canada
Default

Insurance = Greed...I haven't exactly had a situation YET where it came in handy...even when somebody rear-ended me on Rt 80, my old insurance company didn't do jack-**** for me...yet I was paying them 1800$/year roughly, for them to just sit there and collect, and when it came time to help me out, they just blew me off...man, **** NJ Insurance, I wish it wasn't such a drama...I'm pretty much excited to get an FD, but a bit freaked when I find out the quote...
Old May 24, 2004 | 03:50 PM
  #10  
rowtareh's Avatar
Senior Member
 
Joined: Jan 2004
Posts: 2,748
From: Columbia IL/St. Louis MO
Default

It might not be as bad as you would think. And it will be worth it. ITS AN FD!!

Thread Tools
Search this Thread

All times are GMT -5. The time now is 06:18 AM.