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How To Get A Loan

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Old 09-16-2003, 04:53 PM
  #11  
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Well I bought my car when I was 18. No bank will give you a loan for an FD. Your best bet is to find an online lender. PeopleFirst is who I got my loan for. I did have to get a co-signer. I have 3 credit accounts that I have never missed a payment on. I have a full time job making more then enough to pay for an FD. Even still the odds of me being able to take out a loan for myself is pretty slim.



Getting a credit card won't help. Credit reports are updated every 6 months so.....you have a long way to go. Best bet is to just save your money. Or sell your soul! Like I said...PEOPLEFIRST!
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Old 09-16-2003, 06:34 PM
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I belong to the Corning credit union and can get a loan for anything I can prove the value for. When I was 20 I got a 19k loan for my FD. Course I had a job for 2 years, had good credit, and was making some good money. Then about a year ago I bought my 70 Mini and took out a loan for 18k....thats right a 18k loan on a car that blue books about 50 bucks and its 30 years old. Start building up some credit and give it some time, you'll be able to get your FD.
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Old 09-17-2003, 12:43 AM
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thanks alot guys
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Old 09-17-2003, 09:05 AM
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Originally Posted by twinturbodork' date='Sep 16 2003, 09:18 PM
yeah, i have to have someone cosign the loan with my, so no fd for me i guess. my dad doesnt like the car so he wont cosign the loan, but if i wanted a dodge truck he would pay for it for me.



**** parents
Side note here: Your Dad may have a hint that it will cost more to keep an FD on the road than a Dodge truck. He's also afraid that you'll wrap the FD around a telephone pole. Give your Dad a break. He knows more than you think, and certainly more than you, and he's got a damn tough job, although you may not recognize that fact now.
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Old 09-17-2003, 09:22 PM
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yeah you would be right, but my dad didnt know what a rx-7 was when i told him i wanted a loan for one. he has no clue that it is even turbod or is a rotary.
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Old 09-17-2003, 11:15 PM
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alright, i got another job and will earn about 200+ dollars a month, so like 1000 or so a month, should i try and get a loan again but put down 2000 now?
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Old 09-17-2003, 11:17 PM
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Hrm...how to get a loan...



Walk into a bank, pull out your glock and point it at the teller. Then proceed to yell "bitch, give me my ******* money!!"



With any luck you'll be on your way home with money in hand.
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Old 09-18-2003, 07:53 AM
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Originally Posted by Dramon_Killer' date='Sep 18 2003, 04:17 AM
Hrm...how to get a loan...



Walk into a bank, pull out your glock and point it at the teller. Then proceed to yell "bitch, give me my ******* money!!"



With any luck you'll be on your way home with money in hand.
Note: The above technique is recommended only for those individuals who have a severe need for immediate gratification. Some unpleasant consequences could potentially arise from taking such action, including, but not limited to arrest, conviction, and buttrape.
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Old 09-18-2003, 11:28 AM
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it's a knick knack, Paddywhack, give the frog a loan.
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Old 09-18-2003, 04:59 PM
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should i re apply for the loan, if i dont get it again, my credit will suck *** even more. i have also had the 2nd job for 4 years now.
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