Well I bought my car when I was 18. No bank will give you a loan for an FD. Your best bet is to find an online lender. PeopleFirst is who I got my loan for. I did have to get a co-signer. I have 3 credit accounts that I have never missed a payment on. I have a full time job making more then enough to pay for an FD. Even still the odds of me being able to take out a loan for myself is pretty slim.



Getting a credit card won't help. Credit reports are updated every 6 months so.....you have a long way to go. Best bet is to just save your money. Or sell your soul! Like I said...PEOPLEFIRST!

 

I belong to the Corning credit union and can get a loan for anything I can prove the value for. When I was 20 I got a 19k loan for my FD. Course I had a job for 2 years, had good credit, and was making some good money. Then about a year ago I bought my 70 Mini and took out a loan for 18k....thats right a 18k loan on a car that blue books about 50 bucks and its 30 years old. Start building up some credit and give it some time, you'll be able to get your FD.

 

thanks alot guys

 

Side note here: Your Dad may have a hint that it will cost more to keep an FD on the road than a Dodge truck. He's also afraid that you'll wrap the FD around a telephone pole. Give your Dad a break. He knows more than you think, and certainly more than you, and he's got a damn tough job, although you may not recognize that fact now.

 

yeah you would be right, but my dad didnt know what a rx-7 was when i told him i wanted a loan for one. he has no clue that it is even turbod or is a rotary.

 

alright, i got another job and will earn about 200+ dollars a month, so like 1000 or so a month, should i try and get a loan again but put down 2000 now?

 

Hrm...how to get a loan...



Walk into a bank, pull out your glock and point it at the teller. Then proceed to yell "bitch, give me my ******* money!!"



With any luck you'll be on your way home with money in hand.

 

Note: The above technique is recommended only for those individuals who have a severe need for immediate gratification. Some unpleasant consequences could potentially arise from taking such action, including, but not limited to arrest, conviction, and buttrape.

 

it's a knick knack, Paddywhack, give the frog a loan.

 

should i re apply for the loan, if i dont get it again, my credit will suck *** even more. i have also had the 2nd job for 4 years now.