bodzilla02

Ok, I'm sure a few of you guys remember before I was talking about that person that was going to send a check for my car and I wasn't sure if it was going to be fraud or not... Well I woke up today and my mail from yesterday was on my computer desk, and I opened one of them from someone I didn't know, and inside was an official bank check for $10,400. Yea I almost **** my pants... I'm still curious if it is fraud, I don't think so though because it is from a very well known bank that my parents also use. I'm supposed to take out my cut then send the rest to the shipping company to ship the car, I am just waiting to here back from the person that bought it now. Good morning to me!

Eric Happy Meal

ask the bank if its fraudulent or not. im about 90% sure theyll call the cops about it, but you dont have to worry about that.

bodzilla02

Well just as long as I get my money that's all I care about. I want my freakin FD!!! haha, it won't be til probably spring though so I can save up, but still.

teknics

if you deposit it in your account wait at least 2 weeks ebfore shipping anything....the bank may at first say its perfectly fine only to call you in 10days to tell you they removed the money from your account because it was a fraudulent check...thats how this specific type of scam gets you.



no one in their right mind just gives out a 10k check.



kevin.

bodzilla02

Yea that sounds good, I questioned it being fraud because it is from such a well-known company. I'll leave it in there a while and see how things go, thanks for the help.

teknics

yea see thats what they plan on. They send you a check from a normal bank, even one with a great name...the only deal is they dont have the money to back it up,.



so at first the bank you deposit it into is like "yea the check is 100% fine and legal" then usually in around 10days they get back to you, tell you the check was actually bad, and take the money out fo your account.



THats generally why the people sending these checks want their things shipped "immediately"



kevin.

bodzilla02

So what should I do about the car then? Wait 10-14 days before I ship it? I'd be some freakin pissed if I shipped the car then had the money taken back.

teknics

Tell the guy who sent you the check "My bank said it would take about 2 weeks until the money clears, I will ship it once they assure me the money is cleared and in my bank account permanently"



if it is a good check he has nothing to worry about.



kevin.

Sinful7

WATCH OUT!!! I got a Cashier's check for a deposit on a car from a friend of a friend three years ago.. I deposited it, waited 14 business days before I started spending against it. After 30 calendar days, a STOP PAYMENT was put on the check, I overdrafted nearly a grand and got hit with a grand of additional overdraft fees!! I waited and it STILL cost me TWO THOUSAND DOLLARS. Go to the bank of issuance, CASH THAT **** and then deposit the CASH into your account. Be sure you tell the bank that you're concerned about the authenticity of the bank check! If there's nothing wrong with it, then everything's cool, and if there is, they'll go after the check's purchaser.

bodzilla02

Ok, I'll do that tomorrow. Also I was just looking at the check and something caught my eye... Well normall in the upper left hand corner of a check, it says the person's name, but this time it says the bank's name. Also, normally how checks have one edge will be perforated, like it's been torn from a book of some sort, or something like that.... well all 4 edges on this check are perfectly smooth. This is starting to worry me...