Is there a way to lower the points that you have on your driving record? The one that car insurance companies judge to base how much your premium is going to be? I currently have SR22 insurance due to a less-than-perfect driving history, but NO DUI'S, and NO ACCIDENTS, just a bunch of minor violations, a couple of negligents, and one reckless ticket that I can recall of. I looked at my insurance paperwork, and I'm rated at 24 points...I'm guessing that's kinda high, right?



Anywho, my premium is crazy expensive, and I'm not too excited about paying $300 a month for SR22 liability insurance either.





Anyone know a way around this? A way to lower this points crap? I haven't gotten any tickets for 8+ months now, and have recently refiled for SR22. I like driving around without fear of getting thrown in jail for a suspended license. Outlaw status gets expensive.







How long does this **** stay on your record?







Or am I officially screwed?





As you can tell, I'm kind of oblivious to this, so any info's appreciated.

 

You're screwed. Just don't tell 'em you have any ickets. and get esurrance. I pay $56 a month.

 

Esurance has SR22?

 

you know once they discover you have tickets and that you lied to them, it's a federal offense right? as in "jail time". defrauding an insurance company/insurance fraud is a major crime in this country.



kevin.

 

i have esurance, and they check your driving record anyway, and adjust your rate accordingly