I'm thinking about buying some stock and was wondering of any of you guys invest any money in the market? Or do all you guys burn all your cash on 7's?

 

Here's a stock pic.... (HEHEHHEHEHEHEE)

 

roth ira. (mutual fund) proven success.. invest what you can monthly, and by the time your 60, you have a great retirement fund built up..



now for stock. if you want quick money/fast growth, i suggest riskier/less established companies with less credentials... they will pay higher dividends/interest for stockholders because of this risk.



long term investment.. well the top one above, is one of the best, or invest in a good solid company with proven growth/success.(gm, at&t etc...). your returns will be less because there isn't as much risk involved.. but your money is much more secure... mutual funds are always better because less risk involved, and they invest in a variety of stocks/bonds/investments...



or if you have 10 grand.. buy a t-bill.. as good as cash, you will not lose your money (gov't backed) and is a short term investment.. you will get your money back in under 90 days ( i forget the maturity date).. but you really can't go wrong with gov't issued stuff.



talk to a stockbroker.. merril lynch.. local banks.. they might give decent advice



hope it helped some

 

long term investments are good if you can put away money every month for the next 35 years. :-p



no but really, go talk with some t rowe price, janus, etc... find out what would be the best for you. I did... but then i decided i was gonna blow 20k dollars in 2 months ..

 

Mutual funds mostly. Franklin Templeton and Oppenheimer are my 2. Been with them for 10 years. $300 a month the whole time. Dollar cost averaging is working wonders for me. You put in a fixed amount of money every month instead of buying a fixed number of shares. If the share price is low you can buy more shares.

 

Twisted's investment advice



Stocks: I own CORNING (GLW) There are hovering around 11.00 a share. I bought them at 9.00 a share and plan on bailing on them at 23.00! I know their stock can get there, it is just a matter of time. At one time they were trading at 60+ dollars.



I would recomend picking up JDS Uniphase (JDSU) at <3.00 now and bail at $7.5 which we could see in 6 months! Dont get too greedy on this. It is overvalued at >6.00 dollars and people know that.



Mutual funds: They are nice but pick your managers/companies wisely. I use Invesco and AIM now but I will be selling and moving my loot inside of 6 months not too pleased



Don't choose mutuals if you want to fret over your own stocks and sell frequently.



Roth IRA and Traditional IRA: your never too young for this tax deffered investment... Once again find a good manager/company. Teh rules are about to change PRO investor here too. The annual contribution limit is about to be raised big time over the next 5-7 years for IRA.



My little dirty trick: I Bonds... Don't think government bonds are all the same and all crappy. My I bonds are my safe conservative money. They work like traditional EE series bonds except for the fact that a inflation board convenes 4 times a year to set the earnings return on these bonds. You are guaranteed to get more than inflation, not so with EE series government bonds. This of course is more of a safety hedge than a get rich quick deal. I would highly recomend keeping a "Safe stash" and this is a great tool. I don't know the website but do a search for government bonds I series.



Insurance: As far as asset protection, if you are 30+ or younger with kids and wifey get term life. 500k term life if you LOW NOW $30 dollars a month. It sounds like a lot but consider it an investment. You can cash out at the end of your "TERM" usually ten year increments and/or initiaite a new term. When you get older you can go with whole life policy when your house is paid for and your kids are gone.

 

i lost everything i had 4 years ago in the dot com bubble burst

 

Catch some IBM stock....I been with them for 30+ years and the stock has done nothing but gone up......

 

the market is at 10k right now which it hasnt been for years so everything established it pretty pricey but if you can buy into that you are almost gauranteed to get gains but if you dont have the money to invest like that i would say invest in technical , start ups with a decent record because im pretty sure for the next atleast half a year the market is gonna do nothing but fly up so just try and find something that looks stable and you will most likely make some cash. dont invest in defense or any of that hoopla because we arent at war and saddam is busted so everything is slowly going to start ending

 

tru tru.. the dow broke 10 k last week. now would be a good time to get in, rather than later because stock prices are going to go up. back when 9/11 hit, woulda been a great time to buy cheap stock, but it was risky, thats why the markets were so low.



i would go mutual fund for long term investment.. prolly your safest bet.