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-   -   My Old Mortgage Broker Went Bat Shit On Me! (https://www.nopistons.com/insert-bs-here-12/my-old-mortgage-broker-went-bat-shit-me-41349/)

phinsup 06-30-2004 10:56 PM

This is some seriously funny ****, I was laughing my ass off, it was like a train wreck, I couldn't resist replying.




________________________________________

From: Rosemarie Cannillo [mailto:rcannillo@oceanmtg.com]

Sent: Tuesday, June 29, 2004 10:22 AM

To: Scott Martin

Subject: Re: Hey



YOU KNOW WHAT, CUSTOMERS LIKE YOU WE DON'T NEED. YOU CAME HERE ASKING FOR FHA, I TRIED TO ACCOMMODATE YOU. YOU CAN HAVE A CONFORMING LOAN, BUT AT A LEVEL 1 AND A 7% RATE. I WAS TRYING TO KEEP THE RATE AS LOW AS POSSIBLE FOR YOU AND YOUR CONCERNS OF NOT BEING ABLE TO AFFORD THE PAYMENT. YOU DID NOT GET BAD SERVICE HERE, I WORKED VERY HARD FOR YOU, AND GOT DISRESPECTED FOR IT. POMPAS PEOPLE LIKE YOU SHOULD STAY WHERE THEY ARE. GOOD LUCK AND MORE LUCK TO LMC TO DEAL WITH A RUDE ILL-MANNERED "kid" LIKE YOURSELF


My reply:


LOL kid, I’ve probably purchased more houses then you. It obviously pisses you off or you wouldn’t have taken the time to reply. Even the realtor YOU recommended suggested I go somewhere else. Also if you are going to try and insult someone you should learn how to spell a little better, maybe figure out how to form complete sentences. It’s spelled pompous, the definition is “Characterized by excessive self-esteem or exaggerated dignity” now who better fits that description? You did not try to accommodate me, you said no FHA, we gotta go conventional, then you changed gears and the fact of the matter is the buyer would not accept, so it was pointless, even a “kid” figured that out. You sure have managed to twist things around to suit your psyche haven’t you. In case the words get to big for you let me know, I know you have some comprehension issues, maybe I’ll type you a cliffnote at the end to bring you up to speed.



LMC has been quite pleasant to deal with, but thanks for your concern, my manner’s were not “ill” until you started giving me crap when I asked you questions. LOL as far as staying out of Florida your incompetence did it’s best to make sure I would. I honestly don’t care about your little insults or you inability to earn my money, I hope your little digs made you feel better, they obviously proved you are unprofessional and not worthy of my time or business.



As far as disrespecting you, I never resorted to name calling… unlike you, I merely pointed out my concerns of which you took offense because they were legitimate. From reading our emails I would think even the simplest of minds could determine who needs to do the “growing up”. I had nothing against you personally, it’s sad that you would take this to that level, calling names, etc…. I am 3400 miles away and was concerned when things were not being handled as I had expected, again I know you can’t see it from my point of view, but I think most people with any compassion and understanding could see why I was concerned.



Anyhow it worked out for the best, you don’t have to deal with me, I got my loan at the rate I want and I feel pretty justified in my concerns as they all panned out to be correct.



Erase my email unless you feel the need to send me more of your witty insults, they certainly are something to chuckle at.



Scott Martin

phinsup 06-30-2004 11:00 PM

It's almost beyond me that she can't see why I was a little upset when she promises me a loan at a given rate, then a week later when I am 3400 miles away with over $3,000 tied up in this ordeal she calls me and tells me things aren't going as promised. I never called her any names I just pressed her to answer my questions, which she never did.



It's ******* hilarious too that she's getting into an email argument with a 4 star general of internet arguments LOL and "kid" has always been my favorite insult, the older I get the funnier it gets, when you can't find a way to insult someone, call them a kid!

89 Rag 06-30-2004 11:03 PM

perfect, I think I would have put the https://www.nopistons.com/forums/pub...doublebird.gif at the end down in the footer somewhere https://www.nopistons.com/forums/pub...#>/biggrin.png

j9fd3s 06-30-2004 11:03 PM


Originally Posted by phinsup' date='Jun 30 2004, 08:00 PM
It's almost beyond me that she can't see why I was a little upset when she promises me a loan at a given rate, then a week later when I am 3400 miles away with over $3,000 tied up in this ordeal she calls me and tells me things aren't going as promised. I never called her any names I just pressed her to answer my questions, which she never did.



It's ******* hilarious too that she's getting into an email argument with a 4 star general of internet arguments LOL and "kid" has always been my favorite insult, the older I get the funnier it gets, when you can't find a way to insult someone, call them a kid!

lol just send her that....

phinsup 06-30-2004 11:04 PM


Originally Posted by j9fd3s' date='Jun 30 2004, 09:03 PM
lol just send her that....

I already have, I told her that from the beginning that I was worried and why and she basically told me I was stupid.

phinsup 06-30-2004 11:07 PM


Originally Posted by 89 Rag' date='Jun 30 2004, 09:03 PM
perfect, I think I would have put the https://www.nopistons.com/forums/pub...doublebird.gif at the end down in the footer somewhere https://www.nopistons.com/forums/pub...#>/biggrin.png

I never once called her a name and I am keeping it that way, i've never told her to **** off or anything either, I think it's funny cause I have been passing it along to the realtor that recommends her and ****. She's going to end up cutting off her nose to spite her face.

rowtareh 06-30-2004 11:11 PM

Haha. I wonder why she wrote it all in caps? Did she feel tough?

mazdadrifter 06-30-2004 11:30 PM

WOW, I wonder what she hoped to accomplish by that https://www.nopistons.com/forums/pub...1047683561.gif



when i went through them, the only problem i realy had is when they wanted me to lock in at a 1/4 percent more than i wanted, I told them wait, they said it wasn't a good idea, and i was right.



reminds me of our secretary, bitch

89 Rag 06-30-2004 11:43 PM


Originally Posted by phinsup' date='Jun 30 2004, 09:07 PM
I never once called her a name and I am keeping it that way, i've never told her to **** off or anything either, I think it's funny cause I have been passing it along to the realtor that recommends her and ****. She's going to end up cutting off her nose to spite her face.

That works though, she fucked it up for herself. Most of the time my responses to coarse business correspondence are cordial, but sometimes it is just nice to reply with a nice **** OFF.



I had a customer that I did a tenant improvement job for, had done much business in the past too, it was a descent size, 50,000 square feet of drywall to prep and finish, stained and sealed floors, zolatone accents, anyway the job was finished, touched-up all move in damage, lein waivers signed, final billed, the whole nine so I sent the last bill to collect retention, waiting, waiting, 290 days later still no retention money so I send an e-mail inquiring about the last invoice sent, nothing fancy, simply an inquiry, and I receive a page and a half of rip your ass hate mail, FOR WHAT i'm wondering?



My response to the hate mail: Oh **** off, your wife was a shitty lay at the christmas party last year and I dick rimmed your beer glass at the last P.D.C.A dinner, I guess you'll need the money for the divorce lawyer and a doctor to pump your stomach, if there's any money left after that, use the change to buy a personality!

phinsup 06-30-2004 11:47 PM

I've decided from now on I am going to kill her with kindness. "thank you for the time you put into the loan on my behalf, sorry we couldn't work things out"



LOL

ccarlisi 07-01-2004 12:05 AM

Nice response.

defprun 07-01-2004 12:10 AM

I like how you used "LOL" in your email to the broker, that made my day!



https://www.nopistons.com/forums/pub...1047683785.gif

phinsup 07-01-2004 12:14 AM


Originally Posted by defprun' date='Jun 30 2004, 10:10 PM
I like how you used "LOL" in your email to the broker, that made my day!



https://www.nopistons.com/forums/pub...1047683785.gif

Yea she won't get it, she doesn't get anything she called me a bush that grows in the sahara... pompas LOL I love it!



****** a, if you're going to bring it, bring your A game. I am the kid and she acts like a child. Actually I don't think she's that much older then me, but from the many convo's I have had with her I think she's a bit unedumacated.

defprun 07-01-2004 12:15 AM

Bush that grows in the sahara?



Anyone find the funny?

phinsup 07-01-2004 12:17 AM


Originally Posted by defprun' date='Jun 30 2004, 10:15 PM
Bush that grows in the sahara?



Anyone find the funny?

I did, I found the whole thing funny, she's all worked up and I;m getting some serious laughs out of it.

defprun 07-01-2004 12:20 AM

I like her use of the caps lock button. It's like an act of desperation, I think she is calling out to you, the only one who is listening, for help.



Help her phinsup, I know you can!!

phinsup 07-01-2004 12:23 AM

Oh I've gotten to her, she wouldn't have went that extra mile, you gotta be a real headcase to write something like that, she's really risking some potential business, I mean I forwarded all this to the realtor that recommends her, if she has any sense she won't recommend someone who could potentially go crazy like that.

defprun 07-01-2004 12:25 AM

Maybe she thought you'd cower at your desk and start crying over her use of big letters?!



I guess she was wrong, lol. I like when over-payed schmucks get whats coming to them...although her stress level is probably through the roof at this point!

phinsup 07-01-2004 12:27 AM


Originally Posted by defprun' date='Jun 30 2004, 10:25 PM
Maybe she thought you'd cower at your desk and start crying over her use of big letters?!



I guess she was wrong, lol. I like when over-payed schmucks get whats coming to them...although her stress level is probably through the roof at this point!

Yea I don't think she realizes how used to abuse I am LOL She's a ******* rookie when it comes to internet arguments. I just think it's fun cause she's all worked up and loosing sleep whilst providing me with entertainment.



I like how she whipped out her big girl words and couldn't even spell it right.

defprun 07-01-2004 12:32 AM

Get her to sign up on nopistons or get her AIM name.



She can be the official forum headcase/clown! I take it english wasnt her major in clown college.

phinsup 07-01-2004 12:35 AM


Originally Posted by defprun' date='Jun 30 2004, 10:32 PM
I take it english wasnt her major in clown college.

I don't know ****, junior high should have tought her a little better grammer. If you are going to try and be witty then you wanna have some wit.

defprun 07-01-2004 12:40 AM

This is true.



She was trying to play with words too, trying to make you the bad guy. Saying, basically, that she "could" have gotten you a different...yet higher rate...even though the lower rate fell through so it didnt "seem" as though you got fucked. But you still lose 3000 dollars in this whole deal anyway?

phinsup 07-01-2004 12:43 AM


Originally Posted by defprun' date='Jun 30 2004, 10:40 PM
This is true.



She was trying to play with words too, trying to make you the bad guy. Saying, basically, that she "could" have gotten you a different...yet higher rate...even though the lower rate fell through so it didnt "seem" as though you got fucked. But you still lose 3000 dollars in this whole deal anyway?

Yea the deal is, I pay the 7% APR or I loose the $3K. I turned down a ******* bank loan at 6.25% from Bank Of America because she promised me 5.5%, again I think that she is looking at it all wrong, I am paying her, she needs to work for and earn my patronage. That seems to be totally beyond her comprehension. I think I am going to forward all the emails to the chamber of commerce, they list them on their gay ass website.

defprun 07-01-2004 12:50 AM

2% of whatever you are paying a month over the period of who knows how long you are paying the mortgage for saves you thousands of dollars a year! You are trying to not waste your money by shopping around the smart way and all you need is morons trying to **** you out of a lower rate from another bank and trying to get you signing up for a higher rate at their bank so THEY can make more money off you.



You should start a Rosemarie Camillio hate site, but it probably wouldnt be worth the bandwidth.

phinsup 07-01-2004 01:22 AM

Rough draft of next reply:



I must apologize, I now see the error of my ways. The fault is obviously mine, I do not fit the customer profile that you require to provide a quality service. It may be of some use to future victims... I mean customers if you would set up some sort of outline of what you would to see in a potential victim... i mean customer. Silly me, the "kid" in me keeps getting those two confused. I know I had some things I would like to see in a broker when I originally started out, of course I am a "kid" and have only purchased and refinanced 5 or 6 times, anyhow it's unimportant as I see it's the broker that screens the customer and not the other way around.



Again, I apologize for the misunderstanding and do thank you for the time you put in on my loan. I am sorry I could not fit the part of an "Ocean Mortgage" customer.



I wish you luck in seeking out these customers and hope that most you run accross are not "pains in the ass" like me and willing to lower their expecatations to your level of service.



Cheerio!

nismo convert 07-01-2004 01:28 AM

LOL ask her who her Mortage is with stupid bitch. throw a rotor through her window?

phinsup 07-01-2004 01:29 AM

I'm kinda hoping she emails me back cause I am forwarding her emails to the realtor, if anything I can keep her from recommeding her to others. The realtor likes me so no issues there, she know I'm not a pain in the ass and she knows I have a right to be a bit worried as I am 3400 miles away and it's fun to make her look retarded.

nismo convert 07-01-2004 01:40 AM

yes making women look like retards is fun, and easy too, almost as easy as getting in their pants at a ricky martin concert

CrashFactory 07-01-2004 01:41 AM


I don't know ****, junior high should have tought her a little better GRAMMER. If you are going to try and be witty then you wanna have some wit.


It's grammar, not to nit pick :P Funny **** tho, VERY funny https://www.nopistons.com/forums/pub...#>/biggrin.png



Sean

phinsup 07-01-2004 01:42 AM


Originally Posted by CrashFactory' date='Jun 30 2004, 11:41 PM
It's grammar, not to nit pick :P Funny **** tho, VERY funny https://www.nopistons.com/forums/pub...#>/biggrin.png



Sean

LOL, we're a little more informal around here https://www.nopistons.com/forums/pub...DIR#>/wink.png and I know how to operate spell check on my email client when I send "professional" emails.

Eyxom 07-01-2004 03:08 AM

LOL! The last line of the second email you sent was hella nice.

phinsup 07-01-2004 03:10 AM


Originally Posted by Eyxom' date='Jul 1 2004, 01:08 AM
LOL! The last line of the second email you sent was hella nice.

That's my rough draft if she replies, if she doesn't I'm just gonna let it go, i could care less to be honest, but it's a pretty good form of entertainment at this point.

Jims5543 07-01-2004 06:33 AM

What a stupid bitch. She cannot understand your concern when you interest rate goes up 1.5%??? WTF!! She was fighting with Mazdadrifter about holding out for 1/4 of a percent. What did she expect was going to happen when your rates were going up to 7%?? 99% of the people in this world would blow a gasket over 1.5%.



What a flaming idiot.

l8t apex 07-01-2004 06:50 AM

You cant see the forest through the trees Scott!



You are from Venus.



She from your anus!



I no speaka el numero seniorita! https://www.nopistons.com/forums/pub...IR#>/bigok.gif

Dave 88 A.E 07-01-2004 07:32 AM

We should all just forward all of our junk mail to the bitch so her mailbox gets full and she can't do any buisness. LOL

93 R1 07-01-2004 07:42 AM

She needs a good **** punch

Jims5543 07-01-2004 07:44 AM


Originally Posted by 93 R1' date='Jul 1 2004, 07:42 AM
She needs a good **** punch

https://www.nopistons.com/forums/pub...1047683785.gif



**** punch!!!



https://www.nopistons.com/forums/pub...1047683785.gif

Shane.Trammell 07-01-2004 12:10 PM

yeah whats her email address?? did you forward the emails to her supervisor?

phinsup 07-01-2004 12:12 PM


Originally Posted by Shane.Trammell' date='Jul 1 2004, 10:10 AM
yeah whats her email address?? did you forward the emails to her supervisor?

Something makes me doubt her supervisor gives a ****, he seems like a douche bag.... or should I say doooosh LOL

Turbo II 07-01-2004 12:16 PM


Originally Posted by phinsup' date='Jun 30 2004, 08:56 PM
LOL kid

best part of all. email now a days.


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