mike86

I called my insurance company today to get a quote for an '84 GSL or GSL SE. Anyways,they searched and their database brought back that 1986 is the oldest year they have available,so they quoted me for an '86 GSL. There is no such car. 86 is the first year of the 2nd gen. That's a totally different car.



So,do you think having an 84 insured as an 86 should affect my rates or anything,or should I look into classic car insurance since it's going to be a 20 year old car next month?

BrandonDrecksage

i pay 600 or 800 a year, under my own name, i'm 19 and live in NJ....so i doubt it would make a huge diff, and my car is a 91 n/a 5 speed

mike86

Ok,well I am 18 next month and in Ontario,and I am currently paying $4300/yr for my Celica with one accident. I was paying $2400/yr before. That's just liability with million dollar comprehensive.



I was quoted $3500/yr for the RX7. But if you think of it,they basically quoted me for a 2nd gen,not a 1st because they said '86 in the quote.

MichRX7

I would find another insurance company. If you ever had an accident they could come back and tell you that you insured the wrong car, refund your money and tell you that you are screwed.



The GSL-SE should cost more because of the 13b engine in it and it was a more expensive car.

mike86

Ok,well the GSL-SE I am looking at to buy has a 12a swapped into it because when the original motor blew,the owner said he couldn't get a hold of a 13b,and had a 12a lying around so he dropped that in instead.



I'm with Liberty Mutual,but what makes the whole situation harder is that the car will be in my mom's name,but I am put as the primary driver just to make the insurance cheaper. I wasn't impressed when they told me all they had was an 86 and I told them that that's a totally different car and they were like "well,our database only goes back as far as 1986." Stupid insurance.

BrandonDrecksage

damn...that is insane..is insurance really high there or something? because NJ is supposed to have really high rates, and i only pay 600 or 800, but I hav eno accidents or tickets, but that is crazy. Also even if it has a 12a...its not supposed to insurance won't lower it because they are out to **** everyone as much as possible. If anything they'd probably make it higher because they may consider it to be faster since it has a diff engine

teknics

i pay $3800 a year for just liability.



having 9 insurance points sucks, but i only have 1 driving point. woo.



kevin.

BrandonDrecksage

ouch, i guess i'm just lucky in NJ

twstdmtl

Even with the difference in Canadien dollar and American dollar that guy is still getting scarewed!



The most I have ever paid was $200.00 a month for liability on a POS nissan sentra from the 80's. That was because I had wrecked so many cars I was about to be cancelled. I have only received one ticket in my life



Right now with all the wrecks off my record, no tickets, insurance company still thinks I am married and I am 26 I pay less than $100.00 a month for full coverage on a 2003 Pontiac Vibe. I got a price quote on an 2004 RX-8 and it was $120.00 a month for full coverage. Kentucky may suck a little but at least stuff is cheap here. I would hate to live some where that it cost more for insurance than your loan payments!



I have not seen what my liability will cost for the 86' GXL though, prolly not too bad though.

bart3lz

hey brandon...600-800??? i have an 88 se n/a and im under my parents policy im pretty sure. i live in vineland,nj. the lady told my dad that if i have a car thats paid for no matter what make it would be 865 or somethin like that. which is including a driving school i went to. they quoted us like 1600-1800.