I'm looking at 800 for 6 months on the FD. Full coverage.

 

obviously different parts of the country have different insurance

rates



I would agree with you, paying that much is stupid, not worth

it. Buy a house now and buy a car later when its cheaper

for you to insure it.

I still manage to pay $2600 for 4 cars, 2 of them liability only



most expensive cities for insurance:



New Jersey

Washington, D.C.

New York

Massachusetts

Rhode Island

 

im graduating college rookie

 

exactly.. i am probably going to start making some long term investments as soon as i begin work.



there is no point in wasting loads of money on a car that will just depreciate rather quickly.



i live in delaware.. close to DC and Jersey which might help explain the high rates as well.. i know that full coverage on the mustang will be about 900 every six months... which isn't too bad, but i will probably only keep liability on it because the car is only worth a couple grand.



i know a girl who has a clean driving record.. $360 a month.. she is 20 yrs. old. for full coverage on a Z24 cavalier.. it is a Z24, but com'on now.. i think insurance companies are just raping people..

 

Health insurance is worse. I pay $90 a month to have a $1750 deductable. The deductable is cumulitive, but it resets each year. I have to pay $1750 in a year before my insurance pays one dime.

 

thats another thing im gonna have to take care of.. hopefully where i find employment will take care of that; it shouldn't put a big dent in my income

 

my boss pays my health insurance, its

like $180 a month

I pay $20 copay to go a doctor

$7 for meds, not even sure what the dudictable is for

a major thing though

 

its all about insurance and taxes



for car, home, flood , property and town taxes it costs me $750 a month

 

wow. right now i have a good setup.. i can live in a nice house with some friends for 200 a month, and that includes utilties.. they are renting an awesome house through a friend.. thats why its so cheap..



so 200(rent)+100(max. liability car insurance)+40(cell phone)



comes to 340 a month.. i think is pretty damn cheap.. of course im not including gas and food which comes to another 120 a month and food which is probably 200



so all totalled, im at 660 to live. not bad. no property tax or anything, just what comes outta the paycheck. no car payment. by george, i think iv'e got it.



but as soon as i decide to buy nice things (car, house) thats when the expense comes in.

 

no kidding, it makes me ill when I add up my monthly

bills, never mind if I treat myself to something