does he really have no rent? dude, that is cheating.....

 

21 year old still living at home for now

 

You do know MOST people would be ashamed to admit that.

 

21 is not soo bad. **** i was thinking that you looked too young to be 30....but hey.....

 

Haha you guys are funny. Well I'll admit it too that i was living at home when I bought my FD a few years ago, and even did most of my modding while living there. I say stay there as long as possible, cause it is a lot harder to have extra money to play around with when you have big bills to pay every month.

 

get copies off all 3 reports, good copies, not the bullshit ones that you get online for $9.99.



Go over every last thing on it with a fine tooth comb, credit reports are all

about the score so the more things you get corrected or bad things removed on it the higher your score will go. Its not a over night thing, it will require alot of phone calls and letter writing and patience. I even had 2 people's name come up on my credit report that obviously werent mine, funny because I knew they were on there for the last 10 years or so, just never bothered to deal with it.



You got to get any late payments removed from it, charge offs are a big no-no, even if its for $25 it deducts points from your credit report.



If I had been smart and stayed living with my parents instead of thinking I knew it all and moving out when I was 18 who knows how much money I would have to this day! Ride that gravy train till the end would be my advice!

 

I dont know about other parts of the country, but you would be lucky to find a 1 bedroom apartment that is half way decent here for $1000 a month, more then what some people pay in other parts of the country for thier whole mortgage payment.

 

i don't think vosko prints fake money... i tihnk he launders them through comp usa.



btw if i dont see u online for a while... i'll get the idea and head down to the cop impound and thake your FD off their hands for u

=)

 

yeah, living in NY is no joke. i have a few friends that live up there, and they complain because there are like 3 guys in one flat and 4 girls in another....





my credit sux. i admit it, but many of the offense marks on it like the 2 credit cards the i have in collection on there are disuted because they re my EX-wife's and i STILL pay the bills on them. she has all the stuff and did all of the purchasing on tehm with a card in her name, and i still get the **** end. and rob-x7 is also right about the little stuff. there is a charge on there from florida power & light from 1998 when i lived in MIAMI and they did not credit my deosit, and it still shows unpaid.....what gives.....credit sux. i buy everything with cash. period. if i can not afford it then, i do not need it.