Damn Medly Cops
Senior Member
Joined: Jan 2003
Posts: 2,871
From: London, Ontario
Originally Posted by pengaru' date='Nov 29 2003, 11:33 PM
I should? Presuming I'm at fault, otherwise I call up an attorney and go after whoever hit me. Whats funny is this often happens even when the other person has insurance anyways.
you pay either way, give the insurance company your money every month or save it and pay when something happens. I prefer the latter. I never said insurance should not be available, I just think it shouldnt be a requirement.
Apparently even in the states that supposedly require insurance you can actually post a 10,000-50,000 dollar bond instead of paying insurance, just proof of financial responsibility.
you pay either way, give the insurance company your money every month or save it and pay when something happens. I prefer the latter. I never said insurance should not be available, I just think it shouldnt be a requirement.
Apparently even in the states that supposedly require insurance you can actually post a 10,000-50,000 dollar bond instead of paying insurance, just proof of financial responsibility.
If you're crippled in a crash your insurance will pay for your care until you die.
Sueing the other person will net you exactly jack squat, since he likely will be as enlightened as you and won't have insurance either.
Sueing someone with $100 in the bank won't take you very far.
Thread Starter
Senior Member
Joined: Feb 2003
Posts: 1,591
From: Miami, Florida
In florida you have 2 options than almost every one uses the first.
1. Normal insurance, PIP
2. A bond totaling the amount of the state minimum insurance ($10,000) requierment.
I have neither but I have only been driving my car on the street for about 2 weeks. I got a valid tag but my insurance expired 1 week after I got my tag for my car that is why i was able to get a tag cause I did have insurance. but now I got to renew and im going with allstate I want some good insurance.
1. Normal insurance, PIP
2. A bond totaling the amount of the state minimum insurance ($10,000) requierment.
I have neither but I have only been driving my car on the street for about 2 weeks. I got a valid tag but my insurance expired 1 week after I got my tag for my car that is why i was able to get a tag cause I did have insurance. but now I got to renew and im going with allstate I want some good insurance.
Senior Member
Joined: Jan 2003
Posts: 2,871
From: London, Ontario
Originally Posted by RX7 13B 4 UR AZZ' date='Nov 30 2003, 12:54 PM
but now I got to renew and im going with allstate I want some good insurance.
I've only heard good things about State Farm, however, but in my area it's hard as hell to sign up with them, as they've really restricted the number of new clients they're allowed to sign up.
Thread Starter
Senior Member
Joined: Feb 2003
Posts: 1,591
From: Miami, Florida
I had state farm when I had my 2000 focus but as soon as I i got hit bye a expedition (Ford on Ford Crime) total lost. after the accident I got my beretta and went with a little insurance company and got the state minimum insurance. ive been with that same company till last week, I want to get some good insurance now lot of bad drivers on the street.
Senior Member
Joined: Dec 2001
Posts: 2,934
From: Jensen Beach, FL / Sylva, NC
In Miami. Hardly anyone has insurance. Its one of the worst cities for non-insured motorists.
I will not drive there. I will pass through on the interstate but aviod the surface roads at all costs.
I will not drive there. I will pass through on the interstate but aviod the surface roads at all costs.
Senior Member
Joined: Aug 2003
Posts: 792
From: green brook, nj
Originally Posted by TYSON' date='Nov 30 2003, 09:58 AM
I've never heard anyone describe Allstate as 'good insurance', but maybe that's just me. 
I've only heard good things about State Farm, however, but in my area it's hard as hell to sign up with them, as they've really restricted the number of new clients they're allowed to sign up.
I've only heard good things about State Farm, however, but in my area it's hard as hell to sign up with them, as they've really restricted the number of new clients they're allowed to sign up.
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