View Poll Results: How many credit cards do you have?
5-7
0
0%
8-10
0
0%
10-14
0
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Voters: 31. You may not vote on this poll
Credit Cards
05-20-2004, 11:49 AM
#11
Senior Member
Join Date: Jul 2003
Location: Delaware
Posts: 682
I have one Visa card. The same one for 5 years, and don't plan on getting another one. I am satisfied with it, even though it has a high interest rate. Whenever my balance gets big, i save up large sums, and pay it off within a month or two.
05-20-2004, 11:50 AM
#12
Senior Member
Join Date: Apr 2004
Location: Montreal, Quebec
Posts: 623
My Visa is extremely dangerous LOL ... I can walk up to any ATM with my ATM card (not my Visa) and I have an option to withdraw any amount STRAIGHT from my Visa LOL. Sure it comes in handy but it's very tempting at times 
05-20-2004, 12:15 PM
#13
Super Moderator
Thread Starter
Join Date: Sep 2002
Location: Tallahassee, FL
Posts: 5,425
Originally Posted by boxrs4sale' date='May 20 2004, 11:49 AM
I have one Visa card. The same one for 5 years, and don't plan on getting another one. I am satisfied with it, even though it has a high interest rate. Whenever my balance gets big, i save up large sums, and pay it off within a month or two.
I've had a visa debit card since I've had a bank account, I like sticking with that. But I got a credit card through my bank with a $2k limit, just to pay for the tranny rebuild in my $400 Maxima (which still sits in my yard, not being driven). The cool thing is that I can access my CC account online, and transfer money between my savings, checking, and CC account. Really helps in a pinch.
05-20-2004, 12:34 PM
#14
Senior Member
Join Date: Jul 2003
Location: Delaware
Posts: 682
Originally Posted by Baldy' date='May 20 2004, 09:15 AM
Call them, and ask them to reduce the interest rate. Seriously, I've had CPA's tell me this, and other financial advisors. And it seems like everyone that I've talked to that's called, they would get it lowered some.
05-20-2004, 08:43 PM
#16
Super Moderator
Join Date: Feb 2002
Location: Amityville, New York
Posts: 12,288
you call and tell them you are going to transfer the balance to another
card, they always lower the rate
I have 6, I rotate them to buy anything I would normally pay cash
for, then pay it at the end of the month, I increased my credit
score greatly this way and opened myself up for larger lines
of credit..... its all a game
card, they always lower the rate
I have 6, I rotate them to buy anything I would normally pay cash
for, then pay it at the end of the month, I increased my credit
score greatly this way and opened myself up for larger lines
of credit..... its all a game
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