I live in New Jersey, and I have NJ Manufactures as my insurance provider. When I finally get a turbo II, I have another car I drive right now.. its a concorde, I was talking to my friend and he tells me that I can do 6months with the concorde and thew other 6 months with your turbo II... Than I talked to my father and he said you pay 10 months now, and he said If I pay 6months I'm going to pay double for what I have to pay now? Is that true? Can't I just pay 6months for each car at a certian price? Or is it that damn expensive? please, any jersey guys, or NJ manufacture guys please respond this has been ticking me off.

 

you know, most insurance companies will tell you over the phone and give you quotes



im sure you'll have better luck asking them then asking us.

 

NJ insurance is funky, there are a lot of NJ people that will be able to give ya some tips.

 

I live in NJ and I have NJM insurance, but I'm not sure exactly what you are asking. Do you want to insure 1 car for 6 months, and then take it off and put another car on for 6 months? if so, you can do that, infact you can just do it over the phone. your rate will be adjusted accordingly when you make the swap, and your anuualy prmium will go up or down depending on what the car is.

 

i gotta go get a NJ liscence this week.

it sux.

on my gxl i paid 800 a year for full coverage with vermont insurance.

i get NJ manufacturers through work so i am gonna go just liability on the T2.... i hope i dont get raped.

 

I called Progressive for a quote on an FD, and they quoted me 4G's for 6 months. I'm 20, turning 21 thisw year in July, been driving with insurence since I was 16, perfect driving record.



How do they keep customers with having prices that outrageous?

 

I think Jay gets what your dad is saying, I used to do that

with my vert and my jeep, I would insure the vert for the summer,

and the jeep for the winter, so it was like one car on the policy.

Insurance companies dont like more then 1 car with 1 driver, let

alone 3 cars that I had at the time.



I would even swap out the registration as well. Then I needed

the jeep over the summer alot and just have everything insured

all year round along, 4 cars on one policy- ouch.

 

Thanks. Well appreciated.

 

It is cheaper for me to have two cars insured than it is for me to have one car insured. The option to make my less expensive daily driver my primary vehicle saves me a few hundred when compared to having one of the RX-7's listed as the primary vehicle.



And while I live in 'Necktropolis, $8,000.00 per year for car insurance is laughable.

 

$3,800 for just liability on my t2 for a year.



oh and NJM is the best deal in insurance in NJ, whoever complains about there prices should wait till they get dropped into the fishbowl of the like 2 other companies we have left here.



this is my #1 reason that i hate this state.



kevin.