Bad Check? Good Check?
12-12-2004, 04:48 PM
#11
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Originally Posted by bodzilla02' date='Dec 12 2004, 03:46 PM
Ok, I'll do that tomorrow. Also I was just looking at the check and something caught my eye... Well normall in the upper left hand corner of a check, it says the person's name, but this time it says the bank's name. Also, normally how checks have one edge will be perforated, like it's been torn from a book of some sort, or something like that.... well all 4 edges on this check are perfectly smooth. This is starting to worry me...
12-12-2004, 04:49 PM
#12
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Originally Posted by Sinful7' date='Dec 12 2004, 06:44 PM
WATCH OUT!!! I got a Cashier's check for a deposit on a car from a friend of a friend three years ago.. I deposited it, waited 14 business days before I started spending against it. After 30 calendar days, the a STOP PAYMENT was put on the check, I overdrafted nearly a grand and got hit with a grand of additional overdraft fees!! I waited and it STILL cost me TWO THOUSAND DOLLARS. Go to the bank of issuance, CASH THAT **** and then deposit the CASH into your account. Be sure you tell the bank that you're concerned about the authenticity of the bank check! If there's nothing wrong with it, then everything's cool, and if there is, they'll go after the check's purchaser.
Damn... and that's from a friend of yours too... I'm not exactly sure how I would go to the bank off issuance, in the upper left hand corner it says some bank's name from Germany, then down lower it says Payment Bank The Chase Manhattan Bank, in Sracuse, NY. I live in Maine... Dammit this sucks, what do I do now??
12-12-2004, 04:50 PM
#13
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Originally Posted by Sinful7' date='Dec 12 2004, 06:48 PM
Bank issued checks, or Cashier's Checks will look like that. The purchaser gives the teller cash, and the teller writes out a check.. 'Cept those are usually printed, not hand-written.
It is printed, not hand written. Sorry I should have specified that.
12-12-2004, 04:54 PM
#14
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Originally Posted by bodzilla02' date='Dec 12 2004, 03:49 PM
Damn... and that's from a friend of yours too... I'm not exactly sure how I would go to the bank off issuance, in the upper left hand corner it says some bank's name from Germany, then down lower it says Payment Bank The Chase Manhattan Bank, in Sracuse, NY. I live in Maine... Dammit this sucks, what do I do now??
Edit: At least call them and check around. Also, you can go to your bank and do the same thing. Just be sure you explain it to them, I'm sure they'll be happy to help.
12-12-2004, 05:01 PM
#15
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I would be able to cash it at my bank? My bank is Peoples Heritage, so I don't know if they'll cash something so big or not. Also I took a pic of it, but edited out the personal stuff and numbers at the bottom just in case. Here:
Edit: Yes I know it's sorta blurry, sometimes I don't have a steady hand haha.
Edit: Yes I know it's sorta blurry, sometimes I don't have a steady hand haha.
12-12-2004, 08:22 PM
#18
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Originally Posted by Sinful7' date='Dec 12 2004, 06:48 PM
Bank issued checks, or Cashier's Checks will look like that. The purchaser gives the teller cash, and the teller writes out a check.. 'Cept those are usually printed, not hand-written.
good call because not many people have $10k sitting in a bank account
12-12-2004, 10:32 PM
#19
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WTF! That's a bank check from Germany? lol Dude, that thing is fake.
Take it to your bank, they'll be able to spot a fraud. If not your bank, the nearest major bank chain. I also mentioned BankOne, they're a subsidiary of JPMorgan Chase, sister company to Chase Manhattan Bank. So if you can find one of those, I'd go there too.. Especially if your bank can't figure it out.
Take it to your bank, they'll be able to spot a fraud. If not your bank, the nearest major bank chain. I also mentioned BankOne, they're a subsidiary of JPMorgan Chase, sister company to Chase Manhattan Bank. So if you can find one of those, I'd go there too.. Especially if your bank can't figure it out.
12-12-2004, 11:39 PM
#20
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Well BankOne owns my bank or something, I asked my mom about it and she told me that so when I go tomorrow I am going to check on that. Also the girl that is "buying the car" is in Europe, so I don't know. If I can get this thing cashed I will be very happy.