Anyone know of a good place to get a loan
04-05-2002, 10:06 PM
#2
Senior Member
Join Date: Nov 2001
Posts: 1,493
How much is the car?
year?
Mileage?
condition of car?
how many owners?
Money down?
Amount of money requested of the loan?
Your age?
Yearly income?
Time on the job?
Credit history?
Any overdue bills?
Any bank accounts (savings account mainly)
They do check to see how much you keep in the bank!
These are some of the questions that will be asked....
Ask credit unions or banks... just go in with the info on the car and see what they say... be sure to have like a paycheck stub also.... uummmm... if you know anyone who works at a dealership now may be a good time to call in a favor.....
I work at a dealership but unfortantely the banks we use probably will not cover you in the state you live in. If your close to STL I may be able to help you out. But if not then this is some of the information you will need....
I managed to get a small loan for 2300 bucks at 11.9% financing after being on the job for 5 months with no money down and no credit history no bills period!
But I also knew the vice president of the bank.....
year?
Mileage?
condition of car?
how many owners?
Money down?
Amount of money requested of the loan?
Your age?
Yearly income?
Time on the job?
Credit history?
Any overdue bills?
Any bank accounts (savings account mainly)
They do check to see how much you keep in the bank!
These are some of the questions that will be asked....
Ask credit unions or banks... just go in with the info on the car and see what they say... be sure to have like a paycheck stub also.... uummmm... if you know anyone who works at a dealership now may be a good time to call in a favor.....
I work at a dealership but unfortantely the banks we use probably will not cover you in the state you live in. If your close to STL I may be able to help you out. But if not then this is some of the information you will need....
I managed to get a small loan for 2300 bucks at 11.9% financing after being on the job for 5 months with no money down and no credit history no bills period!
But I also knew the vice president of the bank.....
04-06-2002, 04:08 PM
#3
Super Moderator
Join Date: Feb 2002
Location: Amityville, New York
Posts: 12,288
It definitly helps to know someone, I got the loan for my Lexus pushed through even though I had some credit problems in the past but im all good now. Good rate too 8.something, not bad for a used car
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