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Bstrickler 04-11-2006 09:24 PM

Does anyone know where I can get an insurance quote, or about how much it would cost to insure a 16 year old with a 1980 RX-7? I've tried looking at geico, but they wont give the quote to someone under 18, and allstate's links for the quotes wont work on my laptop (damn you apple!).

1revnrex 04-12-2006 10:20 AM

Its gonna be pricey I can tell you that much. Try Direct General if you guys have them in Arizona. They have always been pretty fair with me.

z-beater 04-12-2006 10:31 AM

I am kind of having the same issue. However I want show car insurance. It stinks because I am under 25...no one want to insure me.



I hope that you get it all worked out.

Bstrickler 04-12-2006 10:48 AM


Originally Posted by 1revnrex' post='813440 (Post 721181)
I am kind of having the same issue. However I want show car insurance. It stinks because I am under 25...no one want to insure me.



I hope that you get it all worked out.



Why do you want/need show car insurance for?

z-beater 04-12-2006 02:23 PM

Because I only drive the car around 3k a year. Plus with full coverage it is extremely expensive to insure the rx7. Actually I do not even know if they will insure it. If they do the insurance company will probably only insure for the amount that the car blue books at. I am pretty sure that my car is worth more than just KBB.



Show car isnurance 300-400/year



Comprehensive 500/6 months

Bstrickler 04-12-2006 04:42 PM


Originally Posted by z-beater' post='813494' date='Apr 12 2006, 12:23 PM

Because I only drive the car around 3k a year. Plus with full coverage it is extremely expensive to insure the rx7. Actually I do not even know if they will insure it. If they do the insurance company will probably only insure for the amount that the car blue books at. I am pretty sure that my car is worth more than just KBB.



Show car isnurance 300-400/year



Comprehensive 500/6 months





i gotta get some calculations, and figure out how much i'd be driving. most of it would be to/from school, and to/from work on weekends.

rowtareh 04-12-2006 08:41 PM

Do not go with Geico. They are a ripoff. My folks were with them for 12 years, and they never got any breaks in their premiums. ******* bullshit. They just got with progressive, been there for 6 months, they just got the premium knocked down by about 15 bucks a month.



I would do alot of research on it, but it will be expensive. The car is old, not very safe, has one airbag(I think??).



Good luck though. And get on your parent's policy.

Bstrickler 04-13-2006 10:46 AM


Originally Posted by rowtareh' post='813588' date='Apr 12 2006, 06:41 PM

Do not go with Geico. They are a ripoff. My folks were with them for 12 years, and they never got any breaks in their premiums. ******* bullshit. They just got with progressive, been there for 6 months, they just got the premium knocked down by about 15 bucks a month.



I would do alot of research on it, but it will be expensive. The car is old, not very safe, has one airbag(I think??).



Good luck though. And get on your parent's policy.



Well, the only problem is that my parents, and brother are with geico, so my parents are probably going to stick me with them, too. At least i wont have to pay for my insurance if I keep my grades up, my parents will. I'll check with progressive once I find some extra spare time in one of my classes.



I won't doubt that it will be expensive. It has no airbags, which is even worse on safety.

Bstrickler 04-13-2006 11:51 PM

Well, I just checked with progressive, and its almost $1500/6 months. Here's a screenshot of all the stuff I selected (to see where I could make it cheaper, while stilll making it effective).

Bstrickler 04-14-2006 12:43 AM

well, forget progressive. i just checked farmers, and in cali, it'll cost me $533 every 6 months for the highest insurance they have (without a good student discount, because my grades aren't ever that great), which is fine with me. i don't need high quality insurance. i'm gonna check with them once i turn 16, because i should be able to pay for it myself (which my parents will like).

QuackDamnYou 04-19-2006 10:25 AM

Exactly what model of iBook/Powerbook are you using...? Just like a car, a computer can be poorly tuned...Some things are not Safari friendly, and that's probably why you are having trouble with Allstate (Which sucks, by the way). I'm assuming you're on OS X.1 or higher, but I dunno. If you're on classic (Like 9.0.4.) use Netscape, it's worlds better.



There are programs out there that make Safari compatible with everything because it 'fools' servers into thinking it's some other browser. Ergo, I.E., Firefox, Opera, just to solve compatibility issues.



Now that I've gone completely off topic, you may now return to your regular scheduled programming.

QuackDamnYou 04-19-2006 10:28 AM

I was smart and insured my car in my Grandmother's name. We have USAA, which is the best, but you can only get it if someone in your immediate family was in the millitary or something...That would be my Grandfather, who I never got the pleasure of meeting, my great grandfather, my dad's brother or my dad's father.



If you can believe it, my '86 RX-7 GXL insurance is cheaper than both my '93 Eclipse and my '93 Isuzu Amigo! Muwahaha, Evil...



Full coverage rocks, I'm waiting for someone to hit me in a parking lot on the left rear so I can get that dent taken out!

Bstrickler 04-19-2006 11:05 AM


Originally Posted by QuackDamnYou' post='814761' date='Apr 19 2006, 08:25 AM

Exactly what model of iBook/Powerbook are you using...? Just like a car, a computer can be poorly tuned...Some things are not Safari friendly, and that's probably why you are having trouble with Allstate (Which sucks, by the way). I'm assuming you're on OS X.1 or higher, but I dunno. If you're on classic (Like 9.0.4.) use Netscape, it's worlds better.



There are programs out there that make Safari compatible with everything because it 'fools' servers into thinking it's some other browser. Ergo, I.E., Firefox, Opera, just to solve compatibility issues.



Now that I've gone completely off topic, you may now return to your regular scheduled programming.





I'm using an Ibook G4. I'm using OS X 10.4.2. I couldn't use firefox, because it was locked that day, but now it works. I can't install Netscape, or any of the other internet browsers, because my school is afraid we'll find out how to bypass the filters without using proxies.

Bstrickler 04-19-2006 11:13 AM


Originally Posted by QuackDamnYou' post='814762' date='Apr 19 2006, 08:28 AM

I was smart and insured my car in my Grandmother's name. We have USAA, which is the best, but you can only get it if someone in your immediate family was in the millitary or something...That would be my Grandfather, who I never got the pleasure of meeting, my great grandfather, my dad's brother or my dad's father.



If you can believe it, my '86 RX-7 GXL insurance is cheaper than both my '93 Eclipse and my '93 Isuzu Amigo! Muwahaha, Evil...



Full coverage rocks, I'm waiting for someone to hit me in a parking lot on the left rear so I can get that dent taken out!





The only person in my family that was in the military was my grandfather (who is gone), and my uncle (who retired from it), but they live(d) out in Illinois, so I can't get insured under them, and my parents wouldn't allow me to get insured under anyone but them, or if I paid for it myself, which I could do if I used Farmers insurance.



That makes no sense! A '86 is a freaking sports car! Sports cars are usually more expensive (multiple ways) than other cars. I wouldn't complain though.



I wish I could afford full coverage, because if I could, I'd get it. I know it would be at least $3-4k every 6 months for me if I got it once I get my liscence. That's more than I make yearly. (only make ~2-3k a year right now.)

drifter 04-22-2006 03:10 AM

cant you put it in your parents name and put yourself on as the form as a 'extra driver' or whatever the hell they call it now.

Bstrickler 04-23-2006 01:50 PM


Originally Posted by drifter' post='815403' date='Apr 22 2006, 01:10 AM

cant you put it in your parents name and put yourself on as the form as a 'extra driver' or whatever the hell they call it now.



probably. i've got to figure out how to get the quote for it, though, with me as an extra driver, even though i'd be the primary one.

mcw3 04-28-2006 01:24 PM

You need to get local insurance advice. I'm an agent (in Washington, though, can't help you there), and there are a lot of rules in the various companies about who/where you can insure yourself & your vehicles.



I'd recommend talking to a local independent agent (look in the phone book- independents are the one's who represent multiple companies- don't always have the best rates, but you can hit a lot of companies in one stop). And while it is possible for you to obtain your own policy with some companies, you are a liability to your parents if you select minimum-type limits.



Also, generally, you should be on your parents policy. Often it is vastly cheaper that way anyway.



http://www.progressive.com/teens/home.aspx

This is Progressive's site with good info about insurance.



Before you spend too much time worrying about quotes, make sure you understand the products.

QuackDamnYou 04-28-2006 01:54 PM


Originally Posted by Brian S.' post='814772' date='Apr 19 2006, 12:13 PM

The only person in my family that was in the military was my grandfather (who is gone), and my uncle (who retired from it), but they live(d) out in Illinois, so I can't get insured under them, and my parents wouldn't allow me to get insured under anyone but them, or if I paid for it myself, which I could do if I used Farmers insurance.



That makes no sense! A '86 is a freaking sports car! Sports cars are usually more expensive (multiple ways) than other cars. I wouldn't complain though.



I wish I could afford full coverage, because if I could, I'd get it. I know it would be at least $3-4k every 6 months for me if I got it once I get my liscence. That's more than I make yearly. (only make ~2-3k a year right now.)



-Smirks- Yeah, I know it's a sports car. I guess they realized just how roll-over prone the Amigo is. Anyway, I am not complaining. 600 every six months, that I am not even paying for. Hehe, I love it. Grams rocks.

Bstrickler 04-28-2006 02:58 PM

What I think is really stupid on my parents part, is that they REFUSE to let me pay for my own insurance! It'll save them ~2k a year if they let me go through Farmers, and pay for it by myself.

QuackDamnYou 04-28-2006 03:03 PM

Why do you want to pay for it yourself?

mcw3 04-28-2006 05:20 PM

There's more at issue than simply where you get your insurance or who pays for it. As long as you are a minor, your folks are liable for your actions. Therefore, it's in their best interest to control your insurance policy. That way they know if it's paid up and they can choose limits that are appropriate for them (as opposed to the minimal limits you are looking at). Also, if you have your own policy, there can be limitations on your ability to drive their vehicles and their ability to drive your car.

btinsley 04-29-2006 10:03 AM


Originally Posted by z-beater' post='813494' date='Apr 12 2006, 03:23 PM

Because I only drive the car around 3k a year. Plus with full coverage it is extremely expensive to insure the rx7. Actually I do not even know if they will insure it. If they do the insurance company will probably only insure for the amount that the car blue books at. I am pretty sure that my car is worth more than just KBB.



Show car isnurance 300-400/year



Comprehensive 500/6 months

try Parish Heacock the website is www.parishheacock.com

i just got agreed value 3k mile limit insurance for my 84 GSL-SE for $250/year

Bstrickler 04-30-2006 10:09 PM


Originally Posted by mcw3' post='816492' date='Apr 28 2006, 03:20 PM

There's more at issue than simply where you get your insurance or who pays for it. As long as you are a minor, your folks are liable for your actions. Therefore, it's in their best interest to control your insurance policy. That way they know if it's paid up and they can choose limits that are appropriate for them (as opposed to the minimal limits you are looking at). Also, if you have your own policy, there can be limitations on your ability to drive their vehicles and their ability to drive your car.





I don't want to drive any of their cars. I hate their cars. I don't really want them to drive my car anyways. My mom wouldn't be able to drive it anyways, since she has a fake hip, and I dont want my brother to take my car out for a joyride. They're going to be putting my car under the minimum insurance they can, to save money, which is less coverage than I'd be paying for, and I'd have it under almost full coverage. They just dont want me to pay for it myself, because they always say that I show no responsibility, and I want to prove to them that I am responsible, by paying for my own car insurance.

mcw3 05-01-2006 01:31 AM

Then prove to them you are responsible. Let them get your policy, then you reimburse them the funds. And frankly, car insurance is a minimal responsibility. Obviously they have some other evidence against you, so maybe you should work on that as well. (course it's always possible that you are extremely responsible and they just have problems, but we won't go there).

Bstrickler 05-01-2006 11:37 AM

i'll just give up on trying to get my own insurance policy. my parents obviously don't want to save any money. they think that my grades reflect on how responsible i am, which they don't. if i wasn't responsible, do you think i'd be at my job early all the time, do all my chores and stuff better than their expectations, and practically do anything/everything else they want me to do?

2-buzzer 05-27-2006 12:04 PM


Originally Posted by Brian S.' post='816925' date='May 1 2006, 10:37 AM

i'll just give up on trying to get my own insurance policy. my parents obviously don't want to save any money. they think that my grades reflect on how responsible i am, which they don't. if i wasn't responsible, do you think i'd be at my job early all the time, do all my chores and stuff better than their expectations, and practically do anything/everything else they want me to do?



And how!


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