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-   -   What Bank Institution Do You Guys Use? (https://www.nopistons.com/insert-bs-here-12/what-bank-institution-do-you-guys-use-27006/)

treceb 10-17-2003 11:25 AM

im looking for a new bank. ive been planning on switching for a while, but what i heard today is the tip of the iceberg.(or something like that)



im looking into getting an FD, and although i do have the money to pay up front i thought a loan, my first ever, i think, would be a good idea for my credit history.

so tuesday after seeing the car monday night, i take the application in and the girl is like, youll have an answer within 48 hours. last nite i stopped by a different branch, and the lady said that it was still pending. so today i stopped at the branch i put my app in and they said that it had been put through yesterday, and that id have an answer by monday.

Im a lil pissed off. maybe u guys wont really see a reason for me being so pissed off, as i rarely am or post about it here.

ohh, well. thanks for reading.

vosko 10-17-2003 11:35 AM

you have no idea how much fun i had financing my FD and talking to my bank and all the crap i had to do

TYSON 10-17-2003 11:40 AM

Get the loan, even if you have the cash. Pay off the loan with the cash you already have really fast and the bank will love you forever.



I beleive the expression you really wanted here was 'the straw that broke the camels back'



Mine was when I went to update my bankbook after not doing it for 4 months. They only put on the last 4 days, and all that was there were 4 different service fees totalling $20.

treceb 10-17-2003 11:40 AM

they didnt ask what kinda car i was purchasing or if it was from a private seller or dealer. im just pissed that it took her 2 days to put the app through. something that should have been done tuesday, wednesday morning at the latest, IMO.

Srce 10-17-2003 11:45 AM

Bank One, been with em since I got my first job at 16.

banzaitoyota 10-17-2003 11:48 AM

VOSKO uses whatever bank CHRISTI tells him to.

j9fd3s 10-17-2003 12:26 PM

i use wells fargo, basically if you write mike on the check it will go into my account. they dont really bother with all those "numbers" or "security"



mike

TYSON 10-17-2003 12:49 PM

But the real question is if I write Mike on a photocopy of a Wells Fargo check will it come OUT of your account? https://www.nopistons.com/forums/pub...1047683785.gif

vosko 10-17-2003 12:51 PM

you would be surprised how many people send stuff to "vosko"

Baldy 10-17-2003 12:59 PM

I use a credit union, called Envision. It's great, I pay nothing, online banking, I can see my checks online that they scan into their system.



With financing though, I just flipped through my yellow pages, called EVERY SINGLE INSTITUTION I could find, getting quotes. I opened an account, with $25 to savings, and that's it. Lowest interest rate in town.



I highly recommend credit unions.


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