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-   -   PLZ HELP WITH INSURANCE (https://www.nopistons.com/insert-bs-here-12/plz-help-insurance-3990/)

1Revvin7 07-23-2002 03:21 PM

YES, wtf. In so pissed, the insurance companies want 3000 a year for me to ride the cbr600f4i. Its waiting for me, they just put it together, and i got approved. But when i went to get my insurance they said 3k. I was like WTF, how can anyone afford that? O but its 750 for my dad to ride a year. BS How much do u guys pay to ride your Croch rockets.

phinsup 07-23-2002 03:31 PM

That is a little high... does you state require motorcycle insurance... the cost of insurance you could buy a new one every 3 years.



But the stats on the CBR 600 are pretty bad... it's a squid bike so they get totalled in the first 6 months A LOT!!! and that is what insurance companies use... stats.

1Revvin7 07-23-2002 03:40 PM

just talked to my dad, we decided to Fuc*() it. My dads got 5000 hes going to borrow me and im getting my 7 back together. I will have all the toys ive ever wanted! ahah I guess i will have to settle for low 13's.

YucA 07-23-2002 04:37 PM

i have always said **** insurance on a bike cause its not required in FL and quite frankly, i wouldnt be able to afford it.

isamu 07-23-2002 05:28 PM

You could get a naked bike, that would probably lower your insurance a bit. Plus taking a motorcycle riding course will lower it also. Go to progressive.com and mess with the variables like different types of bikes and what kind of coverage. Your insurance will very quite a bit with the different bikes.

Rob x-7 07-23-2002 06:35 PM

It probably would have went down aloooooot after the first term, when you are a first time rider, they usually nail you big time, especially if you dont have a motorcycle license. First year I paid $1200, and that was liability only, if you had a bank loan, they dont require full coverage, but a loan from the manufacturer usually does. The next year I got 6 month insurance for $275 ( keep in mind you really dont want to ride a bike for a full year here in New York ), then the year after that I got a full year for $250.

dac 07-23-2002 08:40 PM

I had the same problem when I had my CBR600, I then called the Honda Dealership I bought it from because I remember him mentioning an agent.



So I would check with the agent. (Mine was Farmers).



I switched insurance companies 2 years ago when I was going to buy a CBR929 because they had the best rates.... About $12 a month for the bike + my car. I ended up getting a new car instead... :(



I have State Farm, and they have had the best rates for me.

SoRRoW 07-23-2002 08:50 PM


Originally Posted by YucA' date='Jul 23 2002, 05:37 PM
i have always said **** insurance on a bike cause its not required in FL and quite frankly, i wouldnt be able to afford it.

I was gonan buy a bike like 4 yrs ago...every thing was good..I had 1500$ to put down....(I was gonan get a Katana) https://www.nopistons.com/forums/pub...IR#>/smile.png

1Revvin7 07-23-2002 10:48 PM

hmmm. that would be nice if MN didn't require insurance, real nice! Guess i will have to look into it. Given me hope. Even for a 1st term i can't afford 3k for insurance. wtf is that bs, they said i could ride a street bike any size for $550. WTF is that, well guess it might save my life.

dac 07-24-2002 12:01 AM

Insurance is a good thing.... Although it sucks to pay.... and they are all fuckers.... But:



About a month ago a kid feel asleep behind the wheel and crashed right into one of our Phone Cabinets. The Cabinet has to be replaced, He actually pushed the concrete pad back a full inch (This cabinet is about 4 feet wide by 5-6 feet tall and 8 feet long). He had insurance but just the min State amount of $25K. The Cabinet costs $85K



So this poor dude is FUCKED and will be making morgage sized house payments for nothing...

SoniX 07-24-2002 05:03 AM

wow,I don't know where you guys are looking, but when I checked on insurance, it ended up being like, $500 a year for me to ride a cbr600, which is why I did then, and still do want to get a bike, because it is just so damn cheap

1Revvin7 07-24-2002 06:50 PM


Originally Posted by SoniX' date='Jul 24 2002, 07:03 AM
wow,I don't know where you guys are looking, but when I checked on insurance, it ended up being like, $500 a year for me to ride a cbr600, which is why I did then, and still do want to get a bike, because it is just so damn cheap

What company, how old are u? For my dad it was 750 a year, And i can ride any street bike; anything but a croch rocket, for 550 a year.

Rob x-7 07-24-2002 07:30 PM


Originally Posted by SoniX' date='Jul 24 2002, 06:03 AM
wow,I don't know where you guys are looking, but when I checked on insurance, it ended up being like, $500 a year for me to ride a cbr600, which is why I did then, and still do want to get a bike, because it is just so damn cheap

until you actually get the policy, you cant always believe what they tell you. Low balling happens all the time. This may NOT be the case, but its VERY common especially with younger people and bikes.


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