This is how poor i am. I cant even buy a twix candy bar

I feel ya, I had something like -$150 before my last pay check. Doing better this pay period.



There have been times where I knew I was going to get paid in a couple days, but I had a negative balance. So I would go to the grocery store and buy something using a check, pay $20 more and get cash back, just so I'd have some cash for gas or whatever.

Spend less, save more

[quote name='banzaitoyota' date='Apr 27 2005, 10:23 AM']Spend less, save more


[/quote]



i dont spend alot..i havnt bought new cloth for months. my sneakers smell like cheese lol. i got overdrafted for a bogus charge made in CT, but i live in nyc.



So they charged me



This all happened cause my timesheet was lost so my two timesheets, were combined and my check should be around $1000.00.



and out of that money after i pay m y outstanding billz ima have $200 for me. and my new balance left is



$5000 sumthing

money makes me horny

you need to budget, so that events such as a lost paycheck do not send you into financial ****.

94t is quaking in his thong.



MArk

I am the same boat as you. I just don't have a job.

Looks like you use Washington Mutual. I just had to cancel my account with them (had it for the past 3 years, since I got my first job in this state since moving) because of similar ****. I had a string of fraudulant charges made, causing a number of overdraft charges. ******* manager at the bank wouldn't even refund overdrafts when they weren't my fault until I threatened to close the account. Then, when I filed the dispute for the 3 charges, he failed to tell me that my debit card would be canceled in the process. Hmm, how nice. I couldn't even deposit my paycheck without giving the bank social security numbers and ID... drove from the branch near work to the branch I filed the dispute from... walked right in, closed the account.

you guys should use a credit union, they are nonprofit so the interest rates are lower for loans and higher for interest bearing accounts