I don't use a credit card so i'm ok. But I got something in the mail that says I can get a card with a ten thousand dollar limit. But I don't think i'll do it because I saw this thing one MTV about debt and how much it sucked to be in it. But if I only Use it when I have money I should Be ok.

When I get credit card offers in the mail, I put one company's info in the other company's reply envelope, and mail it. Wasting their postage-paid envelope. https://www.nopistons.com/forums/pub...IR#>/devil.gif



I don't have a credit card, I use a debit card, and I have good credit from my last loan. So I'm not in debt! https://www.nopistons.com/forums/pub...1047683329.gif



But I do have only $4 in my account, and we're out of food. https://www.nopistons.com/forums/pub..._DIR#>/sad.png

i owe about 1k on my credit cards the rest i have free and clear



mike

it's not too bad to have one with a sane limit and pay things off quickly, helps build good credit for purchases requiring financing like house. But for the most part, you are better off saving money and paying cash.

I keep one Credit card with a low limt for incidental expenses, pay it off monthly. I also have a "car" checking and paypal acct for the other funds.

I need to set up a paypal account to.

I got into really bad credit card debt. a long time ago. I got a debt consolidation loan.. the biggest mistake I ever made. I ended up running up my credit cards AND having a debt. consolidation loan to boot.



My wife decided to put our credit cards in an envelope and seal it up and put them away. We applied for an American Express card about a year later. Its great convenience of a credit card BUT it has to be paid off every month. It makes you think twice about using it. I taught my a lot of self control.



If it wasn't for my gold visa card I never would have started my own business. I maxed it out getting the business off the ground.



Right now I am on a 3 year plan to be totally out of debt. including my mortgage. Then I will start saving to open up a speed shop and do what I love for a living.

own both cars...no debt for anything...lots in the savings https://www.nopistons.com/forums/pub...IR#>/smile.png



hmmmm...new car or ring for the gf? lol

that depends...what type of ring is it? diamond? https://www.nopistons.com/forums/pub...R#>/unsure.png

Lets see, I paid cash for the FD as well as all the mods. However I still owe about 15k on my loan toward my mini, have about 2k worth of credit card bills due to my recent move, and a big fat loan of about 45k for flight school. I'm gona go ahead and pay off the credit card bills next time or two around. The Fd will be sold tomorrow (cross fingers) for 18k. I'll get my mini pickup truck and a daily beater and have about 6k left over for school. And this morning I was up 12k in invested stocks. So things could be better, but they aren't that bad.

that depends...what type of ring is it? diamond? https://www.nopistons.com/forums/pub...R#>/unsure.png [/quote]

lol...no no no...you're supposed to ask "what kind of car?" hahaha



forget the ring part...too soon https://www.nopistons.com/forums/pub...IR#>/smile.png

I owe on both the new cars, and one credit card. Up until this past Tuesday, I was like Baldy. $3.20 in the account, hadn't had food in the house for a week...but I finally started my new job so money=teh coming!

$700 credit card debt.

owe a friend 500 (she helped pay for my 7 =T)



got about $30 bux in the bank account.



fortunately, i'm a sales rep working off strictly commission. bout 50-100 bux a sale, but i make about 10 a week. its off the books. so as far as the gov't knows, i have no job =). so no taxes for me, keke.



should be out of debt in 2 months, thEn all my money goes to my 7!



i live by myself, rent's 550 utilities included, (nyc rent is a bitch)



since i dun have a job on the books, banks won't give me a ****** loan, which is feckin homo of them.



oh, and i have one can of spagetti-o's in the kitchen. my fridge is a joke: expired milk and some hot sauce. i've drank tap water for the past month.

that depends...what type of ring is it? diamond? https://www.nopistons.com/forums/pub...R#>/unsure.png [/quote]

lol...no no no...you're supposed to ask "what kind of car?" hahaha



forget the ring part...too soon https://www.nopistons.com/forums/pub...IR#>/smile.png [/quote]

RING!!!

where in NYC do you rent for $550?

Thats great!

My property taxes alone cost almost as much.



I owe for the new car, the new house, the vert is and always has been

free and clear.



As long as I keep paying things off, fixing the house, and increasing my bank account like Ive been doing, I would say im doing OK

Well, I have a few thousand (read 7ish) in debt. Reallistically I could pay it off, but I'm lazy. I pay no interest due to the Soldiers and Sailors relief act. I got called to duty and my credit cards all went to 0% interest... https://www.nopistons.com/forums/pub...IR#>/smile.png



I paid 4500 cash for my Jeep, so we're good there. FD is almost paid off. 11 months to go I think. Escort is paid for, DUH. CJ is paid for and the Civic is paid for. I have like 9 grand in my checking acct, 1k in paypal, couple hundred in cash sitting around and like 15K in Fidelity Magellan. I guess I'm ok... Funny how fast the damn **** dissapears when you start playing "I need bigger balls" with the FD though....



I've been really lucky these past 2 years. I hit a lucky spot in the system and it's paid off nicely. And I've completely abused it. The military pays all my rent and utilities, gives me money for food, and hands me a grand at the end of each month for Per diem... LMAO I was in Sarajevo for a YEAR and only got 3.50 a day. I'm stateside (At an AFB) and I get 50 something a day... Go figure.

I'm in debt like - 250 G's

https://www.nopistons.com/forums/pub...IR#>/wacko.png https://www.nopistons.com/forums/pub...IR#>/blink.png https://www.nopistons.com/forums/pub...1047683664.gif

18.5 k in the hole

i have a 3000k limit on a new card.... so sooner or later about 3000k in the hole

the joys of home "ownership"!

Well I am in debt for the rest of my life, but not because of my Rx7. I have 2 kid's {college} in the furture plus my wife credit card and my 270.000 house, I guess I should have stay single I would had 3 rx7 with 20b's chillin,lol, khris

Was about 50k in debt when i had An S4, couple loans too. Now im in the good https://www.nopistons.com/forums/pub...IR#>/bigok.gif

If i sold my car, i could wipe off all my CC debt but no my school loans.