Need insurance advice

I received my renewal statement for auto insurance in the mail the other day. Usually I just autopay it and forget it, but in today's atmosphere of declining income and restrained spending, I actually gave my policy a once-over. Hmm... $864/6mo for 250/500/100 coverage (BI/TBI/PD), $750 deductible. Seems a bit high, maybe I'm carrying too much coverage?

So I chat with the G/F who works for the Insurance Commissioner's Office (in Health Ins), and she seems to think the rate is quite high...

Off to the internets!

I log onto Esurance, provide my SSN and a blood sample, and my rate comes back as $409/6mo for identical coverage with a lower $500 deductible. Now I'm wondering if this is too good to be true? Or have I just been raped repeatedly by Farmers for the last decade?

Thus bringing me to my current quandry- is Esurance any good when it comes time to file a claim? Are there other insurers out there that are particularly good with claims service, that perhaps won't charge me like I was a 16 year old FD driver? In Farmer's defense, the claims handling (when I needed it about 8 years ago) was phenomonal, so that's one reason to pay a bit more for insurance. That, and Farmer's won't pull your driving record unless they have to pay out on a claim or are underwriting a new policy.

Falcon Punch?

http://falconpunch.org/

New?

Plasmas, Circuit City pisses me off

I woke up early this morning to head to circuit city and check out the deals on plasmas. Online, I noticed they are selling a samsung 720p entry level job for $799 and I was stoked to strike a deal for a steep discount from that price. When I got to the store, the price on the tv was $899. What the? I called the sales guy over. He said the discounts were taken from msrp and no further discounts would be given. Further, he said he was unable to match their own online price! Naturally, I got the manager involved. I offered to buy both remaining units and the display model if they came down below their own online price. The manager outright refused. No room for negotiation below their 10% msrp discount.. No wonder this company's stock is only worth $0.25.

Circuit city FTL!

Entering the italian greyhound club?

Found a black/white female Italian Greyhound (or maybe a small Whippet) cowering behind a bush in the fenced corner of the yard tonight... She's a sweetheart, but scared as hell of all people, and obviously not used to a collar and leash. Kinda hope the owners don't claim her!

Smartphones?

I need a new phone soon.. I want to get a smartphone with high speed internet (maybe GPS, but not a must) and a full qwerty. I currently have ATT and I'd like to keep them, but I'm open to switching if there's enough incentive. Keep in mind I'm anti-iTunes, so the iPhone is basically out of the running.

Suggestions?